Company Profile:

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm’s employees serve clients worldwide including corporations, governments, and individuals from more than 1,200 offices in 43 countries.

*Firm Risk Management: *

Firm Risk Management (FRM) enables Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses because of credit, market, liquidity, operational, model and other risks.
Our mission is to serve as the follow roles:

• Independent agent to set consistent principles and disciplines for risk management.
• Strategic advisor to Firm management for setting risk appetite and allocating capital.
• Industry leader to influence and meet regulatory standards.

You will collaborate with colleagues across FRM and the Firm to protect the Firm’s capital base and franchise, advise businesses and clients on risk mitigating strategies, develop tools and methodologies to analyse and monitor risk, contribute to key regulatory initiatives and report on risk exposures and metrics to enable informed and strategic decision-making. Through thoughtful analysis and clear communication, we are best able to bring our ideas to the table and improve the Firm. Firm Risk Management values diversity and is committed to providing a supportive and inclusive workplace for all employees, through its unique franchise which promotes:

· Flat, flexible, and integrated global organization.

· Collaboration and teamwork.

· Credible, independent decision-making.

· Organizational influence.

· Creative and practical solutions.

· Meritocratic and diverse culture

Department Profile The cornerstone of Morgan Stanley's risk management philosophy is the execution of risk-adjusted returns through prudent risk-taking that protects Morgan Stanley's capital base and franchise. Risk Management protects the Firm from exposure to losses resulting from defaults by our lending and trading counterparties. Credit Risk Management (CRM) is the independent risk management function that evaluates and monitors credit risk transactions. The department also assigns Internal Credit Ratings; establishes and manages credit risk limits in accordance with the risk tolerance established by the Board; monitors and reports on credit risk exposures on a regular basis to the Chief Risk Officer and senior management. CRM also interacts with business units to ensure that credit risk assessments are factored into business decisions.

Background on the Position Credit Risk Management is looking to hire a Director/AVP supporting the Firm's Structured Products Secured Lending (aka Warehouse Lending) platform. The business offers revolving credit or term facilities, highly structured, and secured by a wide range of financial assets. The team is responsible for the monitoring and review of existing loan facilities for transactions secured by residential real estate assets, business loans, corporate loans, and multiple ABS asset classes (consumer, transportation, etc.). Fulfillment of these responsibilities involves:

Primary duties include:

· Manage and monitor of a portfolio of borrowers.**

· Responsible for the financial and credit analysis for an assigned coverage portfolio.

· Track and monitor industry trends for assigned coverage portfolio.

· Present and discuss credit views internally on assigned coverage portfolio, including rating and regulatory classification recommendation.

· Oversee the tracking and monitoring of borrower compliance in accordance with contractual terms and Firm requirements for the assigned coverage portfolio.

· Providing senior oversight to junior team members and lead in analytic discussions with coverage officer.

Skills Required:

· Superior written and verbal communication skills.

· Quantitative orientation.

· Ability to manage dynamic priorities.

· Finance and/or accounting degree preferable.

· Knowledge of the loan origination and collateralized structured lending preferred.

· Experience in at least one of the following industries required: consumer loans, corporate loans, US residential mortgages, aircraft financing, single family rental or CRE loans.

· Minimum 6 years of relevant experience.

· Experience in training and managing junior talent (at least 1-2 FTEs).

· Masters or equivalent professional qualification (CFA, CA, CPA, etc preferred).

· Perform ad-hoc tasks as requested by onshore teams and senior stakeholders.

· Possess strong problem identification and solution techniques.

· Good collaboration skills in a team-oriented environment.

/“Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.”///

Job: *Credit Risk

Title: Director - Firm's Structured Products Lending(Credit Risk Division)

Location: Non-Japan Asia-India-India-Mumbai (MSA)

Requisition ID: 3252240